visualisation of "tarik gaji" concept
Tarik Gaji – Are you wasting your time and money?

A while ago, I heard of this thing people are doing called “tarik gaji” but the explanation sounded convoluted so I paid no mind to it. It wasn’t until recently I tried to comprehend what it was. And to my surprise, this tarik gaji thing was something that many people seem to get involved in!…

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2 bank accounts in jars?
Do You Need 2 Bank Accounts to Start Saving?

I came across someone asking this question on Reddit recently: “Is it a good idea to have 2 banks accounts from different banks. Like one for my saving and the other for my expenditures?” It sounded like a very simple question to answer but as I replied, I started asking myself the question: “Why 2…

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Keeping finances on track in 2019
Putting Your Finances on Track for 2019

Happy new year my dear readers! (Hope it’s not too late to say that, lol) Another year has gone by in a blink of an eye and time for the whole “new year, new me” shindig. Some of us have come up with resolutions for the year and that’s great! Things like “lose weight” or…

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Old car vs new car
Old Car vs New Car – Which is Better?

A while ago (a long while as a matter of fact), I received an email from a reader who asked an interesting question. In Brunei, we know having a car is simply a must for the most part because of poor quality public transport. And as we know, most people would readily go into debt just…

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date nights on water
Date Nights Around the World

Date nights are important for a relationship. More than just hanging out, a date night has a sparkle of something special. It’s where you get a chance to really enjoy each other’s company, learn more about each other, and recapture that unique connection that’s solely yours. But over the years, date nights have slowly gained…

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