Personal Finance

Articles relating to personal finance. Applicable to individuals and not requiring too much technicalities that encompass the financial industry.

learn to build a budget — So I skimmed through my old post about budgeting. And while I’m a little bit intrigued by how my writing hasn’t really changed after over a year, there are some things I like to talk about and add on. Particularly, what it takes to build a budget! I’m always looking […]

How to Build a Budget

26 May, 2018 in Budget by Fox

counting money to give to your parents — So you landed your first “real” job. And I do use the term “real” very loosely here. You get the feeling the world is yours to shape and mould to your liking! At least, your world. Suddenly that $12 pasta for a dinner out with friends is not an impossibility! […]

How Much Should You Give to Your Parents?

17 May, 2018 in Budget by Fox

phishing scam artist — Financial scams are a dime in a dozen. Meaning there’s tonnes of them out there waiting to land on some unsuspecting victim. These could be love scams, Nigerian prince scams and credit card skimming; and that’s just naming a few! As we take our lives online through social media and […]

Phishing Scam – How to Spot and Avoid Them

2 May, 2018 in Security by Fox

cost of running a blog — Do you have a burning desire to tell the world how you feel about a certain topic? Or maybe you simply want to diary memoirs of your travels. Regardless of your intentions, blogs have become a dime in a dozen covering a vast number of interests; heck, you’re reading one […]

What’s the Cost of Running a Blog?

12 Apr, 2018 in Development / Other Topics / Spending by Fox

over budget for the month — At the end of last month, I was keying in the last bit of expenses into my spending tracker app. In a slow motion sort of feeling I saw my balance show a big red negative number. “-$150,” it says. I was partly surprised and partly puzzled. How the hell […]

I Went Over Budget Last Month!? And Why It’s OK

5 Apr, 2018 in Budget / Spending by Fox

cost of raising a child - mother and child sunset photo — So you got the candlelit dinner and music planned out for the missus. Everything goes well and one thing leads to another. The next morning you wake up, go about your morning, give her a peck on the cheek and head to work. All the while, your little troops have […]

What’s the Cost of Raising a Child in Brunei?

28 Mar, 2018 in Budget / Spending by Fox

emergency fund under umbrella from meteor — Whenever we talk about finances, usually people will talk about savings, investments, spendings and debt. Rarely will you hear anyone mention building up an emergency fund – with good reason. Emergency fund is not as “sexy” as something like 40% gains on Bitcoin (followed by a 70% drop har har har). […]

Emergency Fund – What Happens When Calamity Hits?

21 Mar, 2018 in Savings / Security by Fox

fan of ang pao with $100 note — First of all, Happy Chinese New Year to all my readers who celebrate! 16th February 2018 brings forth the Year of the Dog; ushering qualities such as loyalty and intelligence. But let’s leave these talk about prosperity and love life with other zodiacs to Feng Shui masters. When I was […]

Ang Pao – Thoughts From Receiver to Becoming a Giver

22 Feb, 2018 in Budget / Spending by Fox

cheap dating ideas in the clouds — With Valentine’s day a week from now, many couples are looking for activities to do together in Brunei. While not widely celebrated in Brunei, I believe people are generally looking for cheap dating ideas. Personally, my wife and I do not celebrate the 14th of February simply because we see […]

Cheap Dating Ideas for Couples in Brunei

7 Feb, 2018 in Budget / Spending by Fox