deciding to quit your job
It’s an unfortunate reality of life that when we become adults, we are expected to be independent. And by independent, that means getting a job and earning your keep. An equally unfortunate fact is that not all jobs are good. It could be the culture, the people or simply the […]

7 plus 3 Signs that You’re Ready to Quit Your ...


how bad credit score affects you
Having bad credit score can impact your purchases in all walks of life. In many instances, a bad credit score will make you ineligible for certain deals. But fear not if you’re looking for car finance — poor credit doesn’t have to rule you out of getting behind the wheel of […]

Bad Credit Score in the UK – What it Means ...


giving spouse allowance 2
You hear people get married all the time and after the fairytale wedding, it’s time to get used to a new life together. One of my readers asked an interesting question for a topic to talk about: “What do you think about giving your spouse allowance?” For me, it’s simple. […]

Spouse Allowance – Should You Give or Not?



what is your risk appetite
Investing is often advised and even marketed as the best way to grow your wealth. “Make your money work for you!” so to say. Before we go around actually investing our money, we usually do a bit of research. Questions like “What should I invest in?” crop up very often. Different […]

What is your Risk Appetite?


working dudes with desirable qualities
I got thinking after I read an article on CNBC about “signs that you’re a problem employee”. It was a good, short read and was interesting to see these qualities aren’t just localised to any country. Coming into the workforce, most of us are as clueless as lambs in a slaughterhouse […]

10 Most Desirable Qualities in a Workplace


lending money to friend
Some of us might have experienced family or friends asking to borrow some cash when they see we are “more well off”. While I have nothing against helping out, lending money could be a source of stress and tension on relationships. That’s because I have seen and heard of people […]

Life Pro Tips for Lending Money to Friends



invest in brunei
You know, recently I’ve just been talking about savings, spending, savings, spending. It’s really been a while since I talked about investments. So this time, let’s do that! In particular, what can we invest in Brunei? As you may know, investing is putting your money somewhere (I often refer to […]

What Can I Invest In Brunei?


Hmm, so you have become an entrepreneur with a pretty, little office that you want to renovate. Let me guess you only limitation, that’s right, it’s budget! Well, it is needless to mention that every emerging entrepreneur is going to go through a point where their budget just won’t allow […]

6 Budget-Friendly Office Decoration Ideas for Your Small Business


calculate TAP and SCP
Tabung Amanah Pekerja (TAP) and Supplemental Contributory Pensions (SCP) are both government initiated pensions schemes. One of my earliest posts was about them! This scheme is applicable to Bruneian citizens and permanent residents. What I didn’t talk about in detail was how you can calculate TAP and SCP contributions. And to be […]

How to Calculate TAP and SCP Contributions?